Mortgage Solutions
Start with a free, no-obligation mortgage consultation, available in person or via Zoom.
We’ll take the time to understand your circumstances, assess your affordability, and recommend the mortgage options that best suit your needs.
We search the whole market on your behalf, comparing deals from a wide range of lenders to save you time and effort.
Whether you’re a first-time buyer, moving home, remortgaging, or investing in Buy to Let, we’ll help you find the right mortgage.
Ready to buy your first home? SIMKey Mortgages makes finding the right mortgage simple.
With access to the whole market, we’ll compare thousands of mortgage deals to find one that’s right for you.
From your first enquiry to collecting the keys to your new home, we’ll be with you every step of the way.
Is it time to expand your horizons? Let SIMKey help you find the right mortgage for that bigger dream property.
We can help with selling your current home, negotiate for your next purchase and help with budgeting to ensure you have the necessary funds to complete the purchase of your new home.
It’s sometimes quite difficult to obtain a mortgage when self-employed, but we’re here to expertly advise you and approach suitable lenders.
Again, SIMKey will work with you to find the best mortgage tailored to your needs.
There are a number of reasons that people look to remortgage.
Whatever you are trying to achieve, our expert advisers are here to guide you.
Do you have poor credit and find it difficult to locate a reputable mortgage provider?
Whether your adverse credit is due to a low credit score, previous late payments, defaults, or a county court judgement, SIMKey have many suitable options to help achieve home ownership.
If you’re looking to invest in property, Buy-to-Let mortgages are assessed differently from residential mortgages.
A Buy-to-Let property can provide a regular rental income and help you build your long-term investment portfolio.
Speak to a SIMKey adviser to find the right solution for your investment goals.
Shared Ownership lets you buy a share of a property, usually through a Housing Association, making home ownership more affordable.
You’ll pay rent on the remaining share, and there may be additional costs to consider.
Our advisers can help you decide if Shared Ownership is the right option for you.
With a Help to Buy equity loan, you can buy a new-build home with just a 5% deposit. The government lends a percentage of the purchase price, and a mortgage covers the rest.
The loan is interest-free for the first five years, with interest applying from year six. Our advisers can help you understand your options and find the right mortgage for you.
We can help by referring you to specialist Commercial mortgage providers who will find and obtain the right Commercial Mortgage for your business.